Commercial Loan is a type of financing for businesses to increase the working capital, acquire new machinery, build new infrastructure, meet operational costs and many more. Commercial Loans are usually short-term loans and can be both secured and unsecured in nature.
A Semi-Commercial mortgage is a loan for a property that has both commercial and residential parts – typically the Society lends on properties such as a shop with a flat above. However, you can speak with us about any property with mixed use as long as 40% of the property is used for residential purposes.
A portfolio mortgage allows landlords to place all of their buy to let mortgages under one mortgage. A portfolio mortgage is treated as a single account. Rather than having separate lenders for each property, the entire portfolio is undertaken by one lender, hence one monthly payment.
A bridging loan is a short-term loan which can bridge the gap between the purchase price of your new home and maintaining your existing mortgage until your existing home is sold. It allows you to access the equity in your existing home as security for the deposit towards your new dream home.
One of the biggest concerns for first time buyers is going to be finding the right mortgage for them.
When it comes to interest rates, percentages and the wide variety of choices available, mortgages can be terrifying. Here is where we come in to help you find the best mortgage for you.
Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences.
High net worth clients can sometimes find that high street lenders do not offer the right level of expertise to cater for their needs. Finding the right finance for your property transaction can be daunting.
Development finance is funding that can be accessed via a finance broker through specialist banks, some building societies and private lenders. This type of finance is typically made to experienced developers who have a previous track record.
We are a credit broker, not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, perccentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further deatils of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
